Frequently Asked Questions

---

We offer a variety of services for those that are 50 plus years old as this seems to be the age people start thinking about retirement. 

The first thing to think about is the life Insurance you have in place and is it a policy that you personally own or one that you have from your current employer. Havving life insurance that you owns vs a policy where you pay the premium payments out of your payroll check through your employer. Having your own policy, you have the coverage that you need without the fear of losing it when you change or lose a job. 

Then at age 60 years it is time to look at when you can take Social Security to maximze your income based on your current situation and health. 

And when your 64 years old learning the timing to choose the appropriate Medicare plans based on your income and health. Also for those married couples how chosing Medicare effects their health insurance needs and costs. 

We also help homeowners look at their home equity to see how to either pay off their homes by retirment or use their home equity as a retirement toool to help them financially. . 

The cost of our services are not paid by those we help but usually through the companies that we offer products and services through. Never any costs for questions and consultaions. 

Yes, all of our employees are trained in not only the senior products that we offer but also the differences and complexites that aging indiviuals face phyiscially, mentally and financially. We have been assisting seniors to improve their lives for over 15 years.